Savings Built to Grow With You
From your first $5 to a full savings strategy — we have accounts that match every stage of your financial journey.
Find the Right Account for Your Goals
High-Yield Savings
Best Rate4.75%APY
Maximize returns on your cash with our highest-yield savings option — no lock-in required.
- $500 minimum balance for APY
- Tiered interest structure
- No withdrawal penalties
- Online-first account
Money Market
3.95%APY
Higher yields with easy check-writing access. Ideal for emergency funds or short-term goals.
- $2,500 minimum balance
- Debit card included
- Check-writing privileges
- Tiered APY structure
Share Certificate (CD)
Lock in Today5.10%APY
Lock in a guaranteed rate for 3–60 months. Perfect for money you won't need immediately.
- $500 minimum deposit
- Terms: 3, 6, 12, 24, 36, 60 months
- Fixed guaranteed rate
- Auto-renewal option
APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates are effective as of the date shown and subject to change without notice. All accounts subject to approval. Membership required.
Common Questions
APY (Annual Percentage Yield) reflects the total interest earned on savings over a year, including compounding. APR (Annual Percentage Rate) is typically used for loans and shows the annual cost of borrowing without compounding.
Yes. Early withdrawal from a Share Certificate may incur a penalty equal to 90–180 days of dividends depending on the term. Contact us before withdrawing to understand your options.
Dividends on savings accounts are calculated daily and credited to your account monthly. Certificate dividends are credited at maturity or monthly, depending on the term you select.