Auto Loans at Rates You'll Love
Get behind the wheel faster with competitive financing for new and used vehicles — pre-approval in minutes.
Current Auto Loan Rates
| Loan Term | New Vehicle APR | Used Vehicle APR |
|---|---|---|
| Up to 36 months | 5.24% | 5.74% |
| 37–48 months | 5.49% | 5.99% |
| 49–60 months | 5.74% | 6.24% |
| 61–72 months | 6.24% | 6.74% |
| 73–84 months | 6.99% | 7.49% |
All loan products are subject to credit approval. Rates, terms, and conditions vary based on creditworthiness and other factors. Not all applicants will qualify for the lowest rate.
Frequently Asked Questions
Absolutely. Getting pre-approved lets you know your budget and gives you the confidence of a committed buyer when you negotiate at the dealership. Apply online in minutes.
We finance new and used cars, trucks, SUVs, and motorcycles. Vehicles must generally be 10 model years old or newer for standard rates. Collector vehicles may also qualify — contact us for details.
No. You can pay off your auto loan early at any time with zero prepayment penalties. Extra payments go directly toward principal.
Yes. GAP (Guaranteed Asset Protection) coverage is available as an optional add-on. It covers the difference between your loan balance and your vehicle's value if it's totaled or stolen.