Home Loans Made Simple
From pre-qualification to closing day, our mortgage team guides you every step of the way with transparent rates and no surprises.
Today’s Mortgage Rates
30-Year Fixed
6.49%APR
Consistent monthly payments for the life of your loan. The most popular choice for home buyers.
15-Year Fixed
5.99%APR
Pay off your home faster and save significantly on total interest.
5/1 Adjustable (ARM)
5.75%APR
Fixed for 5 years, then adjusts annually. Great if you plan to sell or refinance.
FHA Loan
6.75%APR
Government-backed financing with lower down payment requirements — as little as 3.5%.
Mortgage rates are subject to change daily. Rates displayed are for illustrative purposes only. Contact a loan officer for current rates and to determine your eligibility.
Mortgage FAQs
Typically: recent pay stubs (2 months), W-2s (2 years), bank statements (2–3 months), tax returns (2 years), and government-issued photo ID. Self-employed borrowers may need additional documentation.
Down payments vary by loan type. Conventional loans can require as little as 3–5%. FHA loans start at 3.5%. VA and USDA loans may offer 0% down for qualifying borrowers.
Typically 30–45 days from application to closing, depending on the complexity of the transaction and how quickly documents are provided. Our loan officers keep you informed at every step.
Yes. We offer rate-and-term refinancing, cash-out refinancing, and streamline refinancing options. Contact our mortgage team for a free no-obligation consultation.