GUARDIAN TRUSTFEDERAL CREDIT UNION

Checking Accounts That Work for You

No hidden fees, no surprises. Just straightforward checking accounts that put more money in your pocket.

Choose Your Checking Account

Everyday Checking

Most Popular
$0Monthly Fee
  • No monthly maintenance fees — ever
  • Visa debit card with contactless pay
  • Access to 85,000+ fee-free ATMs nationwide
  • Early direct deposit — up to 2 days early
  • Mobile check deposit
  • Overdraft protection available
Open Account

Interest Checking

0.15%APY on all balances
  • Earn interest on your balance daily
  • No fee with $1,500 average daily balance
  • All Everyday Checking benefits included
  • Priority member service line
  • Free paper statements
Open Account

Teen Checking

Ages 13–17
$0Monthly Fee
  • No fees, no minimums
  • Parental controls and spending alerts
  • Joint account with parent/guardian
  • Financial literacy resources included
  • Earns small rewards for savings milestones
Open Account

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates are effective as of the date shown and subject to change without notice. All accounts subject to approval. Membership required.

Frequently Asked Questions