Become a Guardian Trust Member
Joining takes minutes. The benefits last a lifetime. Discover what member-ownership really means for your finances.
Who Is Eligible to Join?
Guardian Trust Federal Credit Union proudly serves a broad and diverse community. You may be eligible if you fall into any of the following categories:
- Active duty military, veterans, and their immediate family members
- Employees of select employer groups (SEGs) in our service area
- Residents and workers in participating counties and communities
- Family members of current Guardian Trust members
- Retirees from qualifying government and federal agencies
Not sure if you qualify? Contact us and a membership specialist will help you.
Member Benefits
Better Rates
Members consistently enjoy higher savings rates and lower loan rates than traditional banks.
85,000+ Free ATMs
Use any CO-OP or Allpoint ATM nationwide — no fees, ever.
Award-Winning App
4.9-star rated mobile banking with every feature you need on the go.
Zero Liability
You're never responsible for unauthorized purchases on your debit or credit card.
Personal Service
Real people answer your calls, and local loan officers know your community.
Financial Education
Free resources, webinars, and one-on-one advice to help you reach your goals.