Put Your Home's Equity to Work
Access the value you've built in your home with a fixed-rate Home Equity Loan or a flexible Home Equity Line of Credit (HELOC).
Home Equity Loan
7.25% APR
Borrow a lump sum at a fixed rate. Perfect for a single large expense like a renovation or major purchase.
- Fixed rate and payment
- Lump-sum disbursement
- Terms 5–20 years
- No closing costs on most loans
- Interest may be tax-deductible*
HELOC
7.99% Variable APR
Access a revolving line of credit secured by your home. Draw only what you need, when you need it.
- 10-year draw period
- 20-year repayment period
- Variable rate tied to Prime
- Interest-only payments during draw
- Flexible access via online transfer
All loan products are subject to credit approval. Rates, terms, and conditions vary based on creditworthiness and other factors. Not all applicants will qualify for the lowest rate. *Consult a tax advisor regarding deductibility.